Introducing the Capital One Venture X Rewards Credit Card: The Most Exciting Thing Since Sliced Bread
Okay, folks, buckle up because we’re about to dive into the wonderful world of credit cards. But hold onto your hats because this isn’t just any old credit card we’re talking about here. No sir, this is the Capital One Venture X Rewards Credit Card (see rates and fees), and let me tell you, it’s a doozy.
This bad boy launched in November 2021 and made quite a splash in the credit card scene. As Capital One’s flagship card, the Venture X is here to shake things up in the world of premium travel rewards cards. Move aside Platinum Card® from American Express and Chase Sapphire Reserve; there’s a new kid on the block.
What sets the Venture X apart? Well, for starters, it has an annual fee of $395 – that’s right folks, LOWER than its main competitors. And if that wasn’t enough to get you excited, there are also some incredible perks thrown into the mix.
Let’s talk highlights! How about up to $300 in annual statement credits for bookings made through their fancy-schmancy Capital One Travel portal? That alone could save you some serious dough. Oh wait! There’s more! You’ll also get access to exclusive Capital One Lounges AND Priority Pass lounges – talk about living like a VIP!
And just when you thought it couldn’t get any better…wait for it…you’ll receive a 10,000-mile anniversary bonus EVERY year as long as you keep this magical piece of plastic in your wallet. Cha-ching!
But wait! There’s even MORE hidden treasure waiting to be discovered with this splendid piece of financial wizardry. If you’ve got burning questions about what exactly makes this credit card so darn special (and how many miles can I rack up?!), then fear not my friends, because I’ve got answers.
Question 1: Can I apply for the Venture X if I already have the regular ol’ Venture card?
Answer: Yes! Unlike some other credit cards that play hard to get (I’m looking at you Chase Sapphire Preferred Card and Chase Sapphire Reserve), Capital One allows you to hold both the Venture and the Venture X. So go ahead, double your fun!
Fun fact: TPG’s Nick Ewen and David Slotnick both applied for the original Capital One Venture card last year, then turned around less than a year later and snagged themselves a shiny new Venture X. Talk about having your cake and eating it too!
Question 2: Are there any restrictions when applying for Capital One cards?
Answer: Historically, Capital One has limited customers to two of their personal credit cards (excluding cobranded and small-business cards). They also have this little rule about only approving one application every six months. But hey – rumor has it they’re softening up on those restrictions these days. Better strike while the iron’s hot!
Hot tip: If you’re itching to get your hands on that precious VenturXnom nom nom…sorry, lost my train of thought there…where was I? Oh right! If you’re strategizing your credit card applications like a pro (and why wouldn’t you be?), consider getting that Chase credit card first before going all-in on the Venture X. Trust me; it’ll save you some heartache later.
Question 3: Can existing Venture cardholders upgrade to the glitzy new Venture X?
Answer: Good news my fellow adventurers! According to those lovely folks at Capital One HQ, existing Enterprise owners in good standing can contact customer service to see if they qualify for an upgrade. However…
Beware! Though tempting as it may be, upgrading does come with its downsides- namely no welcome bonus for these brave souls. So choose wisely, my friends.
Question 4: Can I combine my Capital One miles across multiple cards?
Answer: YES! If you’re a mileage hoarder like me, this might be the best news since finding out that dogs can fly on planes (yes, it’s true!). Simply make sure all your applicable cards are associated with the same Capital One online profile and voila! You can start moving those miles around like nobody’s business.
Question 5: Is there a fee to add authorized users to the Venture X?
Answer: Nope, not a penny! You can slap up to four authorized users onto your account without breaking the bank. It’s almost too good to be true!
Question 6: What do authorized users get with their shiny new Venture X card?
Answer: Oh baby, they get all the perks of being a primary cardholder PLUS complimentary access for themselves and two guests at Capital One Lounges AND more than 1,300 Priority Pass lounges worldwide. Did I mention you’ll also get Hertz President’s Circle status? Yeah…it’s kind of a big deal.
Last but not least…
Question 7: What other juicy benefits does the Venture X offer in terms of travel and shopping protection?
Answer:
– Trip cancellation and interruption insurance
– Trip delay reimbursement
– Lost luggage reimbursement
– Cellphone protection
– Primary rental car insurance
The Visa Infinite program really knows how to spoil us, doesn’t it?
Alright folks – there you have it. The lowdown on everything you need to know about this fantastical piece of plastic known as the Capital One Venture X Rewards Credit Card (see rates and fees). Are you ready to embark on an epic adventure filled with miles aplenty? Apply now before it’s too late!
